When considering a breast liposuction procedure, it is important to fully research and ascertain the qualifications and experience of the surgeon. A qualified cosmetic surgeon will answer all questions and discuss potential risks and complications prior to any surgery being performed. Always ask for references, and check them.

Breast liposuction can be an expensive procedure. Surgical fees can run from $3,000 to $5,000 for men and $3,000 to $7,500 for women. Avoid shopping for bargains; a lower price up front can lead to higher cpsts (in both health and currency) at the end. Other fees can include the hospital stay, pharmacy, pre- and post-operative costs, and other considerations that may not be covered by insurance. Be wary of surgeons offering discounts; if they are not regularly performing breast liposuction, they might not have the expertise you require.

Get an Examination Before Accepting  A Quote

Don’t call around for breast liposuction prices. Prices given over the phone can take no account of your personal situation and are unlikely to be accurate. No one should quote a price prior to examination; those who do should be able to provide a minimum and maximum. When you visit, ask for an estimate in writing. Make sure all fees are included, or that nothing is being hidden under a miscellaneous description. If the surgeon tries to say, “don’t worry, it’s all covered under this price,” don’t let him give you the estimate without listing everything that is included.

Breast liposuction, unless medically necessary, is considered elective surgery—most insurance plans won’t cover it. Many doctors accept credit cards, but it’s a very risky venture to go into debt for cosmetic surgery. There are even some companies that specialize in cosmetic surgery loans. Many require that the breast liposuction be done by a surgeon they approve.  All loans are subject to credit approval; customers with excellent credit can get good rates; customers with bad credit will get rates considerably higher. Many loans start around 9% interest rate.

For those who can get a diagnosis from a doctor that breast liposuction is a medical necessity for weight loss consideration, there may be income tax deductions available. There are certain guidelines and requirements that must be met. IRS Publication 502, Medical and Dental Deductions, can provide a more detailed description of the potential tax advantages. The American Obesity Association (AOA) has an article published on their web site: http://www.obesity.org/subs/tax/taxguide.shtml.

Breast liposuction can be an expensive procedure that should only be considered under prime financial or dire medical circumstances.

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